Which type of mortgage can I choose?
Viewed 3342 times since Thu, Dec 8, 2011
Mortgage Once you know how much you can borrow there are several options available for the type of mortgage. Repayment mortgage linear annuity Mortgage with repayment at the end of the term savings ("spaar") investment life insurance ... Read More
New mortgage rules in 2014 - tax and legal consequences
Viewed 11405 times since Thu, Jan 9, 2014
The government changed the rules for mortgages, so fewer people get into financial trouble due to their mortgage.Mortgage deduction in the 4th tax bracketAs of 2014, the maximum tax rate at which mortgage interest can be deducted decreases by 0.5 %... Read More
Selling house before 10 years fixed
Viewed 3184 times since Fri, Nov 1, 2013
Question:I contacted my mortgage provider (ING Bank), to know about the procedures if I want to sell my house. Surprisingly I found out that I can‘t sell my house before the 10 years fixed are over? They say if I do, I will have to pay a big... Read More
Viewed 1874 times since Fri, Aug 30, 2013
Question:Dear sir, madam,Can I get a mortgage through a Dutch bank to buy a Dutch property for buy to let, when I live in the UK?Answer:Under the current economic situation this may turn out to be very difficult. Banks are already very cautious when... Read More
What can an expat do when this scenario happens?
Viewed 5637 times since Tue, Nov 19, 2013
Scenario: I have a house with a mortgage that costed (€ 204,000 - paying the capital and interest). I have only lived in the Netherlands for 3 years and have a debt worth 20,000. My gross annual income is € 38,000 and I have the 30% ruling. ... Read More
Unhappy with mortgage - can I change it from interest only to repayment?
Viewed 8082 times since Thu, Nov 7, 2013
I have a Dutch mortgage which is paying off the interest only, it‘s 50% savings and 50% life insurance. I am concerned that I will not be able to pay off the capital at the end of the term.
Can I change the mortgage to pay off c... Read More
What is a non-repayment mortgage?
Viewed 3083 times since Thu, Dec 8, 2011
What is a repayment mortgage?
Viewed 2992 times since Thu, Dec 8, 2011
Repayment mortgage or amortisation mortgage
There are two types of repayment mortgage:
With the linear mortgage you pay off the same amount every month for the entire mortgage term, but because you are paying off ... Read More
What is a mortgage with repayment at the end of the term?
Viewed 2888 times since Thu, Dec 8, 2011
Mortgage with repayment at the end of the term
There are three basic types of end term repayment mortgage:
With the savings mortgage you only pay the interest on the ... Read More
How is the provisional refund calculated when partners bought a house together?
Viewed 14675 times since Mon, Nov 28, 2011
Good morning, my question is about the refund you can get from the tax authorities in the monthly payment of the mortgage.
My boyfriend bought a house with a mortgage and he is receiving back around 30% of the monthly payment (h... Read More
I have left the Netherlands and rented out my Dutch house. Now the mortgage provider is creating problems.
Viewed 24863 times since Sat, Nov 26, 2011
I have a mortgage on a house which
I have rented to students. I have now been informed by the bank that the property
cannot be rented out & have been told that they need to be out by January.
is this normal practic... Read More