Knowledge Base

Welcome to the Expatax Knowledge Base containing hundreds of answers to questions we received about topics concerning tax, payroll, accounting, legal, business etc. related to the Netherlands. Search in our Knowledge Base or browse the different categories. Expatax is a Dutch tax and accounting firm specialized in assisting international workers, freelancers and companies. Don't hesitate to contact us if you need assistance or check our website.

What is a non-repayment mortgage?

Non-repayment mortgage

The other type of mortgage is the non-repayment mortgage, "aflossingsvrij". The non repayment mortgage is not available for the whole mortgage amount. With this type you only pay the interest on the mortgage amount and have to make your own arrangements to pay the mortgage off at the end of the term. This is useful for people who have investments that they want to capitalise on. The idea behind this mortgage is that the value of the property will increase in time and this will cover the repayment. Due to the economic crisis this type of mortgage is less interesting for a bank. Also politics wants to reduce the number of non-repayment mortgages.

Attached Files
There are no attachments for this article.
There are no comments for this article. Be the first to post a comment.
Security Code Security Code
Related Articles RSS Feed
Which type of mortgage can I choose?
Viewed 3368 times since Thu, Dec 8, 2011
What is a mortgage with repayment at the end of the term?
Viewed 2917 times since Thu, Dec 8, 2011
How is the provisional refund calculated when partners bought a house together?
Viewed 14745 times since Mon, Nov 28, 2011
I have left the Netherlands and rented out my Dutch house. Now the mortgage provider is creating problems.
Viewed 26066 times since Sat, Nov 26, 2011
What can an expat do when this scenario happens?
Viewed 6562 times since Tue, Nov 19, 2013
What is a repayment mortgage?
Viewed 3026 times since Thu, Dec 8, 2011
Euro mortgage
Viewed 1909 times since Fri, Aug 30, 2013
Unhappy with mortgage - can I change it from interest only to repayment?
Viewed 8109 times since Thu, Nov 7, 2013
Selling house before 10 years fixed
Viewed 3230 times since Fri, Nov 1, 2013
New mortgage rules in 2014 - tax and legal consequences
Viewed 11554 times since Thu, Jan 9, 2014