General Survivor’s Benefits Act
The Anw is a national insurance scheme to protect survivors from the financial consequences of the decease of a partner or parent.
Survivors are only eligible for a benefit if the deceased was insured on the date of death. In principle, everyone in the Netherlands is insured under the Anw, including people who do not live in the Netherlands as long as they work and pay income tax in the Netherlands.
Surviving partners are eligible for a benefit if they:
- were born before 1950, or;
- have a child younger than 18 years, or;
- are pregnant, or;
- are 45% disabled for work.
A dependent child allowance is paid to a parent or guardian who cares for a child who has lost a parent. The allowance paid to a surviving partner who receives a benefit him/herself is not counted as a separate dependent child allowance. The orphan’s benefit is paid to the orphan him/herself.
The Anw came into effect on 1 July 1996 and replaced the General Widows and Orphans Act (AWW). The main difference between the two schemes is that under the Anw married and cohabiting couples have the same rights.