Dutch mortgage
Being an expat doesn't mean you can't buy property in the Netherlands. Depending on your personal situation you could be able to arrange a Dutch mortgage. At the moment the average interest rate is very low. Besides that the interest is still deductible if the property is used as your main residence.
Don't you want to deal with a company which understands your specific personal situation, with advice and forms in English and knowledge about the tax rules? Together with our external advisors Expatax can assist you with arranging a mortgage and also with all the tax consequences involved.
The whole procedure may take some time and personal contact is preferred since a mortgage has to fit your requirements. You may decide to leave the Netherlands again and then you don't want to be confronted with an extra debt you didn't expect.
Below you will find some relevant information. Don't forget to complete our mortgage enquiry so that our advisors can start looking for you! Of course your enquiry will be dealt with by a fully qualified and registered mortgage advisor and financial planner.
Mortgage advice |
You may need a mortgage to buy the property you are interested in. Our advisors can get you the best offer possible in your situation. See the checklist below to review your situation. |
Valuation report
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When you would like to get a mortgage you need a valuation report which states the current (execution) value of the property. Most of the times you can get a mortgage of up to 125% of the execution value of the property. The execution value is the price the mortgageprovider can get when your property has to be sold by them because the mortgage can't be paid anymore. |
Insurance
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Your new property has to be insured. It is an obligation written down in the mortgage contract. You need an insurance because any damage to your house could cost you a lot of money. |
Taxation |
Buying and owning a house also affects your tax situation. With our experience and knowledge of the Dutch tax system we can advise you on all the tax consequences and arrange all possible tax refunds for you. |
Property inspection |
Are you sure that the property you are interested in is of good quality? Enigneers can examine the desired property for you and give you their opinion of the state of the building and it's structure. |
Overall advice |
Of course you can contact us with all other questions regarding buying a property. We would be happy to answer them all. |